The free point-of-sale built for funeral service. Families choose flexible installments — your funeral home receives 100% of the invoice upfront.
Free to install · No change to your process
Only about 18% of funerals are pre-planned. The money often sits in estates and policies and takes weeks to unlock — so the funeral home absorbs the gap. GracePay closes it.
of Americans can't cover a $1,000 emergency expense
of funeral home revenue lost to write-offs and non-payment
upfront payout to your home with GracePay — on every service
Your payroll, casket supplier, and mortgage didn't agree to wait. GracePay pays you the day arrangements are made.
You're a funeral director, not a bank. We take the financing off your books entirely.
There is no comfortable way to call a grieving widow about a balance. So the balance sits. We remove the call from your desk.
One or two in every ten services — quietly coming out of your family's livelihood. Reduce write-offs to zero.
Cash constraints change the goodbye. Families limited to what's in the bank today default to direct disposition instead of the service they actually wanted — and the funeral home writes a smaller contract.
Source: GracePay operator surveys, 2026
Accept cards, bank transfers, or Buy-Now-Pay-Later installments seamlessly.
Families get approved in seconds without leaving your arrangement room.
No installation costs. Better cash flow for your business.
100% upfront payout to your funeral home — every service, every time.
Financing sits beside cash and card as a first-class option — never the method of last resort.
The invoice is created right from the case — services, amount, and due date in one place.
The family receives it simply, whichever they prefer. Everything they owe is clear from the start.
One click renders every option. Families who can't pay in full choose terms privately — no one has to ask.
Your funeral home is paid upfront. The family accepts, and the invoice closes itself out.
~90 seconds to a financing decision · Real-time settlement · Zero hardware required
First integrated POS + financing built for death care
100% upfront payouts to the funeral home
Non-recourse — the funeral home carries zero credit risk
Purpose-built for the arrangement workflow, not adapted to it
You receive 100% of the invoice as soon as the family completes checkout — typically the same day arrangements are made.
They can still pay by card or ACH inside GracePay. You're never worse off than your current setup.
Financing is non-recourse. If a family doesn't pay, neither the funeral home nor GracePay is on the hook — you keep your payout.
No. GracePay lives at the checkout step. Your directors run arrangements exactly as they do today.
Have questions about GracePay? Get in touch with our team — we’re here to help.